Debt Management

Get control of your debt and then become debt free!

Getting out of debt reuires discipline, Simple Home Finances Loan Toolkit simplifies this task by helping you organize, plan and manage the payoff of your loans, so you can become debt free!

Banks and credit card companies bombard you with advertising but typically they do not help you get out of debt. YOU need to take charge of paying off your own debts.

Simple Home Finances Loan Toolkit is designed to help you get control of and then Payoff your debts.

Debt Management using this toolkit includes planning and managing:

• Your installment loans
• Your home equity loans
• Paying off your Credit Cards by treating them like installment loans.
• Your conventional mortgage
• The pre-payment of your loans.
• The refinancing of your loans.
• The interest, principal and escrow that you owe due to missed or short payments.
• The pay back of Interest, Principal and Escrow owed
• The interest or principal forgiven by a lender

The Loan Workbench is the command center for managing your debts:

• Your mortgage and loan information is pulled into the Loan Workbench.
• The Loan Workbench has links to your loans, your mortage and the Summary Report, allowing you to click to each of these and click the logo to return.
• The Loan Workbench establishes the appropriate payoff priority of your loans for you!
• The Loan Workbench allows you to model pre paying loans while showing you how it will impact the balance between your income and budget costs!
• The Loan Workbench enables you to model the consolidation of some or all of your loans into a single new loan, showing you how it impacts the balance between your income and budget!

Updating this toolkit from the web:

• Your data is maintained in its own file, not just in the workbook.
• An update process will allow you to periodically receive updates.
• Updates include problem fixes, improvements and new features (free of charge!)

If you are struggling with debt and want to take control, then Simple Home Finances Loan toolkit is what you need!